Active Capital Stream brings loans, insurance, investments, wealth management,
digital payments, debt relief, and warranty solutions together in one
connected platform — helping individuals, families, and businesses
navigate financial choices with simplicity and confidence.
Active Capital Stream brings eight financial service areas together through one
connected experience — helping you explore solutions for borrowing,
protection, investing, payments, planning, debt relief, and warranties.
From everyday financial needs to long-term goals, we make it easier to
understand your options, identify the right service, and take the next
step with greater clarity.
98%Satisfaction
8+Services
24/7Support
Explore Our Services
Your goals. Your options. One place.
Choose from a complete range of financial services, with clear information
to help you
understand what each option offers and where to begin.
Financial Tools
Estimate payments & growth.
Loan
& Mortgage
Monthly payment
$1,539 /mo
Investment Growth
Projected (15y @ 8.5%)
$261,840
How It Works
Three entries to get started.
Explore a service, share what you need, and move through the process with
clear information, requirements, and next steps along the way.
Active Capital Stream respects your privacy and is committed to handling personal information responsibly.
This Privacy Policy explains how we collect, use, maintain, disclose, and protect information
when
you visit our website, submit a service request, complete a form, subscribe to communications,
or
contact us. By using our website, you acknowledge the practices described in this Privacy
Policy.
1. Information We Collect
Depending on how you interact with Active Capital Stream, we may collect information you voluntarily
provide,
including your name, email address, telephone number, date of birth, contact details, service
preferences, and information relating to your financial or service needs.
Active Capital Stream provides services across eight financial service areas: Loans, Insurance,
Investments, Wealth Management, Digital Payments, Debt Relief, Home Warranty, and Auto
Warranty. The information requested may vary depending on the service or request
you
choose.
We may also automatically receive limited technical information such as browser type, device
information, IP address, operating system, pages viewed, referring pages, approximate usage
information, and other information needed to operate, maintain, and secure the website.
2. How We Use Information
Active Capital Stream may use collected information to respond to inquiries and service requests,
communicate
with you, understand your selected services, facilitate applicable services, coordinate with
relevant providers, maintain website functionality, improve our services and user experience,
protect our systems, prevent fraud or misuse, maintain appropriate business records, and comply
with applicable legal and regulatory requirements.
3. Service Providers and Third Parties
Some services available through Active Capital Stream may involve third-party providers, partners,
financial
institutions, insurers, payment providers, warranty providers, professional service providers,
or
other organizations involved in fulfilling your request. Information may be shared with such
parties
when reasonably necessary to evaluate, process, coordinate, or fulfill a service you request.
Third parties may maintain their own privacy policies and terms. Active Capital Stream is not responsible
for
privacy practices independently maintained by third parties outside our control.
4. Information Sharing
Active Capital Stream does not sell personal information as a business practice. We may disclose
information
when reasonably necessary to provide requested services, communicate with you, operate our
website,
maintain security, prevent fraud or abuse, comply with legal obligations, respond to lawful
requests, or protect the rights and property of Active Capital Stream and others.
5. Communications and Marketing
If you submit a service request, contact us, or subscribe to communications, Active Capital Stream may use
the information you provide to respond to your request, provide service-related updates, send
requested information, or communicate about financial services and resources.
You may unsubscribe from promotional or marketing communications at any time by using an
available
unsubscribe option or contacting us at
contact@activecapitalstream.com.
6. Cookies and Technical Technologies
Active Capital Stream may use cookies, analytics technologies, or similar technical tools to support
website
functionality, understand website usage, improve performance, maintain security, and remember
certain preferences. Your browser may provide options for managing or restricting cookies,
although
disabling certain technologies may affect website functionality.
7. Data Security
Active Capital Stream uses reasonable administrative, technical, and organizational safeguards designed to
protect personal information against unauthorized access, misuse, alteration, disclosure, or
destruction. However, no website, database, electronic transmission, or storage system can be
guaranteed to be completely secure.
8. Data Retention
We may retain information for as long as reasonably necessary to provide services, respond to
requests, maintain business and transaction records, resolve disputes, prevent fraud, comply
with
legal obligations, and enforce applicable agreements. Retention periods may vary depending on
the
type and purpose of the information.
9. Your Privacy Choices
Depending on applicable law, you may have rights concerning personal information maintained by
Active Capital Stream. These may include requesting access to, correction of, deletion of, or information
regarding the use of certain personal information. Requests may be subject to identity
verification, applicable exceptions, and legal requirements.
Information submitted through Active Capital Stream may be used to determine which services, processes, or
providers may be relevant to your request. Submission of information does not guarantee
approval,
eligibility, pricing, coverage, rates, availability, or any particular outcome. Additional
information or documentation may be required depending on the service selected.
11. Children's Privacy
Active Capital Stream's website and services are not intended to knowingly collect personal information
from
children where prohibited by applicable law. If you believe that information belonging to a
child
has been submitted improperly, please contact us at
contact@activecapitalstream.com.
12. Changes to This Privacy Policy
Active Capital Stream may update this Privacy Policy from time to time to reflect changes in our services,
website practices, legal requirements, or privacy practices. Updates will be reflected by
changing
the effective date shown at the beginning of this policy. Continued use of the website after an
updated policy is posted may constitute acknowledgment of the revised policy to the extent
permitted
by applicable law.
13. United States Law
This Privacy Policy is intended to be governed by and interpreted in accordance with applicable
laws
of the United States, including applicable federal and state privacy
requirements.
Where applicable law provides privacy rights or protections that cannot legally be waived or
limited,
nothing in this Privacy Policy is intended to remove or restrict those rights.
14. Contact Active Capital Stream
If you have questions, concerns, requests, or comments regarding this Privacy Policy or the
handling
of your personal information, please contact:
Active Capital Stream contact@activecapitalstream.com
These Terms & Conditions govern your access to and use of the
Active Capital Stream website, including service information, forms, requests,
communications, and other available features. By accessing or using
the website, you acknowledge that you have read, understood, and agree
to these Terms.
1. Active Capital Stream Services
Active Capital Stream provides a centralized platform for exploring and requesting
services across eight areas: Loans, Insurance, Investments,
Wealth Management, Digital Payments, Debt Relief, Home Warranty, and
Auto Warranty.
Available services may include personal loans, home loans, mortgage loans,
education loans, business loans, auto loans, auto insurance, health
insurance, home insurance, mortgage insurance, life insurance, business
insurance, burial insurance, pet insurance, travel insurance, mutual
funds, gold investments, stock investments, investment management, estate
planning, risk management, retirement planning, tax optimization,
education planning, credit card services, mobile wallets, P2P payments,
payment gateways, debit card services, bill payment, debt consolidation,
debt settlement, bankruptcy guidance, appliance protection, electrical
system coverage, plumbing protection, vehicle coverage, mechanical
breakdown coverage, and repair cost coverage.
2. Service Requests
Submitting a request through Active Capital Stream does not guarantee approval,
financing, insurance coverage, investment availability, payment
processing, debt resolution, warranty activation, or completion of any
service.
Services may require additional information, documentation, identity
verification, eligibility checks, underwriting, credit review, or other
requirements before a service can proceed.
3. Loans and Financing
Loan and financing requests are subject to applicable eligibility
requirements, lender criteria, documentation, credit considerations,
applicable laws, and specific product terms. Approval, loan amounts,
interest rates, repayment periods, fees, and other financing terms are
not guaranteed.
4. Insurance Services
Insurance availability, eligibility, premiums, deductibles, limits,
exclusions, and coverage terms may vary by product and provider. Any
insurance coverage is subject to the applicable policy, underwriting
requirements, and provider terms. A request does not guarantee that
coverage will be issued.
5. Investments & Wealth Management
Investment and wealth management services may include mutual funds,
gold investments, stocks, investment management, estate planning, risk
management, retirement planning, tax optimization, and education
planning.
Investment products involve financial risk and may result in partial
or complete loss of invested funds. Investment availability, eligibility,
fees, performance, and applicable terms may vary. Past performance does
not guarantee future results.
6. Digital Payments
Digital payment services may include credit cards, mobile wallets,
P2P payments, payment gateways, debit card services, and bill payment
solutions. Transaction availability, limits, authentication,
processing times, fees, and security requirements may vary by service
and applicable provider.
7. Debt Relief
Debt relief services may include debt consolidation, debt settlement,
and bankruptcy guidance. Eligibility and outcomes depend on individual
circumstances, creditor requirements, documentation, applicable laws,
and the selected service.
Active Capital Stream does not guarantee a specific reduction, settlement,
repayment result, creditor agreement, or debt resolution outcome.
8. Home & Auto Warranty
Home warranty services may include appliance protection, electrical
system coverage, and plumbing protection. Auto warranty services may
include vehicle coverage, mechanical breakdown coverage, and repair
cost coverage.
Warranty coverage, covered components, exclusions, deductibles, service
limits, repair procedures, and eligibility are governed by the
applicable warranty agreement. Submitting a request does not guarantee
that a repair, replacement, or expense will be covered.
9. User Responsibilities
You agree to provide accurate and current information and to use the
website only for lawful purposes. You may not attempt unauthorized
access, interfere with website functionality, introduce malicious code,
impersonate another person, submit fraudulent information, or otherwise
misuse the website.
10. Website Information
We make reasonable efforts to maintain useful and current information.
However, service descriptions, availability, requirements, rates,
eligibility criteria, features, and other information may change
without prior notice.
11. Third-Party Providers
Certain services may involve independent lenders, insurers, financial
institutions, payment providers, investment providers, warranty
companies, or other third parties. Their services may be governed by
separate agreements, disclosures, privacy policies, eligibility
requirements, and terms.
12. Communications
When you submit a request or voluntarily provide contact information,
Active Capital Stream may contact you regarding your request, available services,
required information, or applicable next steps, subject to applicable
law and your communication preferences.
13. Privacy
Your use of the Active Capital Stream website is also subject to our Privacy
Policy, which explains how personal information may be collected, used,
maintained, shared, and protected.
14. Intellectual Property
Website content, branding, logos, graphics, text, design elements,
interfaces, and other materials made available by Active Capital Stream are
protected by applicable intellectual property laws. You may not copy,
reproduce, modify, distribute, or commercially use protected content
without appropriate authorization.
15. Website Availability
Active Capital Stream may modify, suspend, update, or discontinue portions of the
website or available services at any time. We do not guarantee that the
website will always be available, uninterrupted, error-free, or free
from technical issues.
16. Limitation of Liability
To the extent permitted by applicable law, Active Capital Stream will not be
responsible for indirect, incidental, special, consequential, or
similar losses arising from your use of the website, inability to use
the website, or services provided by independent third parties.
17. Changes to These Terms
Active Capital Stream may update these Terms from time to time to reflect changes
to the website, services, business practices, or applicable legal
requirements. Updated Terms will be posted with a revised effective
date. Continued use of the website after an update constitutes
acceptance of the revised Terms to the extent permitted by law.
18. United States Law
These Terms are intended to be governed by and interpreted in accordance
with applicable laws of the United States, together with applicable
federal and state laws. Nothing in these Terms is intended to waive,
restrict, or limit any right or protection that cannot legally be
waived or limited.